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The Effectiveness of “Financial Literacy Education” on Occupational Self-Esteem and Financial Anxiety among Master’s Students in Sabzevar City
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Mohammad reza Farshad   , SYEAD FOAD MUSAVI , Hanehe Sadeghi nasab |
| hakim sabzevari university , Mr.farshad@hsu.ac.ir |
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Abstract: (16 Views) |
Introduction: Master’s students, at the threshold of entering the job market, require skills such as financial literacy; the lack of such skills may lead to increased financial anxiety and reduced self-esteem. Therefore, the present study aimed to determine the impact of “Financial Literacy Education” on self-esteem and financial anxiety among master’s students in Sabzevar city.
Methods: This semi-experimental study employed a pre-test/post-test design with a control group. The study population included all master’s students in Sabzevar city during the 2024–2025 academic year. Using convenience sampling, 34 master's degree students were selected and then randomly assigned to two equal groups (17 students in each group) by drawing lots. Research data were collected through a demographic questionnaire, the “Coopersmith Self-Esteem Inventory”, and the “Archuleta Financial Anxiety Scale”. The validity of the instruments was assessed qualitatively and the reliability was assessed using the internal consistency method by calculating Cronbach's alpha coefficient. The intervention group received six sessions of financial literacy training, while the control group remained on the waiting list. Data were analyzed using SPSS. 27.
Results: “Financial Literacy Education” effectively increased occupational self-esteem and reduced financial anxiety among master’s students (P<0.05).
Conclusion: Financial literacy education contributes to enhancing self-esteem and reducing financial anxiety among master’s students. Therefore. It is recommended that educational planners and university administrators incorporate financial literacy course into master’s programs and also hold relevant workshops for students.
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| Keywords: Financial Literacy, Self-Esteem, Financial Anxiety, Master Student. |
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Full-Text [PDF 274 kb]
(3 Downloads)
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Type of Study: Research |
Subject:
health management
Received: 2025/12/3 | Accepted: 2026/02/16 | Published: 2026/05/31
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